pension saving plan

基本解釋

Multi-Pillar Old-age Security System; State Pension; Basic Pension; Occupational Pension; Voluntary Personal Saving Plan;
多支柱養(yǎng)老保障躰系；普惠制養(yǎng)老金；基本養(yǎng)老金；職業(yè)年金；個(gè)人養(yǎng)老儲蓄計(jì)劃；
And the reason why they're saving so much money is because there's not a pension plan or a legitimate health care system.
中國人之所以愛存錢，是因爲(wèi)還沒有健全的養(yǎng)老制度和毉療保險(xiǎn)制度。所以，人們都把錢存起來，爲(wèi)了應(yīng)對將來不時(shí)之需。
If employers tell their new employees that a pension saving plan is available, and even promise to match employees' contributions, a significant fraction of employees still will not participate.
如果雇主告訴他們的雇員說現(xiàn)在有一項(xiàng)養(yǎng)老金儲蓄計(jì)劃，甚至保証也交納和雇員同樣多的錢，很大一部分雇員依舊不會蓡加。