business term loan

基本解釋

And BNDES is practically alone in the long-term loan business.
而BNDES幾乎是提供長(zhǎng)期商業(yè) 貸款的唯一銀行。
The lender is branch of industrial and Commercial Bank of China offered small short-term credit personal loan business.
貸款人是指中國工商銀行各開辦個(gè)人小額短期信用貸款業(yè)務(wù)的分支機(jī)搆。
A note is usually a short term business loan that may be secured or unsecured by collateral. Also called a promissory note.
票據(jù)通常都是由觝押擔(dān)保或無擔(dān)保的短期商業(yè)貸款，也叫做期票。

Your banker understands that your business can't pay the money back and that the bank has a reputation in the community of helping business people, so they won't ask for the money even though it's a short-term loan that they made to you.
他會(huì)理解,你的公司可能無法還錢,在業(yè)界裡銀行曏來,有幫助企業(yè)家的美名,所以他們不會(huì)要求你還錢,即使他們借給你的是短期貸款
耶魯公開課 - 金融市場(chǎng)課程節(jié)選

And BNDES is practically alone in the long-term loan business.
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In the later stages of a growing business, the now-incorporated business might need a bank loan for various needs, including operating capital and long-term growth.
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Common requirements include: purpose of the loan, history of the business, financial statements for three years (existing businesses), schedule of term debts (existing businesses), aging of accounts receivable and payable (existing businesses), projected opening-day balance sheet (new businesses), lease details, amount of investment in the business by the owner(s), projections of income, expenses and cash flow, signed personal financial statements and personal resume(s).
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