saving account

基本解釋

Do I need a saving account and a checking account?
儲(chǔ)蓄存款賬戶(hù)和支票存款賬戶(hù)我都需要開(kāi)嗎？
Clerk: Hello. Would you like to open a saving account?
職員：您好！您要開(kāi)立一個(gè)儲(chǔ)蓄帳戶(hù)嗎？
jrxy.zjgsu.edu.cn
Regarding the interest rates, what is the difference between a saving account and checking account?
在利率方面，儲(chǔ)蓄存款和支票存款有什么不同？

If you go to a savings bank, or a savings and loan, or a commercial bank and you say, I want to open up a checking account--that's a deposit; or, I want to open up a saving account--that's a deposit.
如果你去一個(gè)儲(chǔ)蓄銀行或者商業(yè)銀行，去儲(chǔ)蓄或者貸款，你說(shuō)，我想開(kāi)個(gè)支票賬戶(hù)，這就是儲(chǔ)蓄;,或者說(shuō)我先開(kāi)個(gè)存款賬戶(hù)，這就是儲(chǔ)蓄。
耶魯公開(kāi)課 - 金融市場(chǎng)課程節(jié)選

Health-care savings programs exist in two forms: The Health Saving Account (HSA) and the Flexible Saving Account (FSA).
FORBES: Obama Care's Assault on Dr. Carson's Health Savings Accounts (and My Tax Bill)
Dr. Carson proposed a much broader form of health saving account.
FORBES: Obama Care's Assault on Dr. Carson's Health Savings Accounts (and My Tax Bill)
Certificates of deposit (CDs) are an attractive option when trying to boost your savings yield because they pay more competitive rates than a saving account while still offering FDIC insurance protection.
FORBES: CD Strategies: Minimizing Your Risks While Maximizing Your Returns