insured amount

基本解釋

The client bought an insurance product last year with the insured amount set at RMB240000.
據(jù)介紹，這名中國人保壽險(xiǎn)客戶于2008年購買了該公司產(chǎn)品，保險(xiǎn)金額為24萬元。
www.chinadaily.com.cn

In other words, lower the amount insured below the actual value of the house to prevent moral hazard.
換句話說，將房屋的保險(xiǎn)價值低估于其實(shí)際價值,以此來防范道德風(fēng)險(xiǎn)。
耶魯公開課 - 金融市場課程節(jié)選

While some of its partners such as Anadarko and Transocean are covered to a certain extent by insurance, BP, like many of the major oil companies, has a negligible amount of its exposure insured, says Syme.
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Economists at Citigroup reckon that a fund ought to start with a baseline of 2% of insured deposits, and then top up that amount with an additional premium to reflect the risk that peripheral countries may leave the euro and that their currencies would then depreciate.
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That level represents the amount of savings that are supposed to be insured if a bank collapses.
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